ICICI Bank vs HDFC Bank Q4FY25: Who Wins the Dividend & Profit Battle?
As the earnings season unfolds, two banking giants ICICI Bank and HDFC Bank have unveiled their Q4 FY25 results, bringing good news not only in terms of performance but also generous dividends for shareholders.
Let’s break down which of these private banking leaders offered better returns, dividends, and stock market performance.
ICICI Bank Dividend FY25: Highest in a Decade
ICICI Bank has declared a record dividend of ₹11 per equity share (face value ₹2) for FY25 its highest payout in the last 10 years, pending shareholder approval. The dividend record date will be announced shortly.
ICICI Dividend History:
- FY21: ₹2
- FY22: ₹5
- FY23: ₹8
- FY24: ₹10
- FY25: ₹11
HDFC Bank Dividend FY25: Continues to Lead
HDFC Bank has also increased its annual dividend to ₹22 per share in FY25, continuing its trend of higher year-on-year payouts.
HDFC Dividend History:
- FY21: ₹6.50
- FY22: ₹15.50
- FY23: ₹19
- FY24: ₹19.50
- FY25: ₹22
With this, HDFC Bank maintains its position as a top dividend-yielding stock in the banking sector.
Q4FY25 Financial Highlights
🔸 ICICI Bank Q4FY25:
- Net Profit: ₹12,629.58 crore (▲18% YoY)
- Net Interest Income (NII): ₹21,192.94 crore (▲11% YoY)
🔸 HDFC Bank Q4FY25:
- Net Profit: ₹17,616 crore (▲6.7% YoY)
- NII: ₹32,070 crore (▲10.3% YoY)
Stock Performance: ICICI Bank vs HDFC Bank
ICICI Bank Stock:
- 1-Month: ▲7%
- 6-Month: ▲12%
- 1-Year: ▲32%
- YTD: ▲10%
- Market Cap: ₹10.02 lakh crore
- 52-Week Range: ₹1,048.10 – ₹1,408.90
HDFC Bank Stock:
- 5-Day: ▲8%
- 1-Month: ▲9%
- 6-Month: ▲10%
- 1-Year: ▲14%
- YTD: ▲7%
- Market Cap: ₹14.59 lakh crore
- 52-Week Range: ₹1,426.80 – ₹1,919.70
Company Overview
ICICI Bank:
Established in 1994, ICICI Bank is one of India’s largest private sector lenders with a strong global presence in Canada and the UK. It operates across retail, corporate, and investment banking, as well as insurance and asset management.
HDFC Bank:
Founded in 1995 and now merged with HDFC Ltd (2022), HDFC Bank has become a retail banking powerhouse and a key player in housing finance, with an extensive domestic footprint and growing digital capabilities.